Life

Sep 277 min read

The 18 Year Property Cycle is Broken

The 18 year property cycle has been a hot topic of discussion among economists and investors for decades. It advocates that property...

Aug 304 min read

Buying a New Car on the Never Never

PCH versus PCP Buying a new car on finance, also known as the “never-never”, can have advantages over buying outright. Franchised...

Aug 294 min read

Buying a Used Car: 3 Golden Rules

The 3 Golden Rules of Used Car Buying 1. Origin Matters: "A country makes either good wine or good cars. It cannot do both". Some...

Apr 54 min read

The Promotion Puzzle: Unlock the Secrets to Getting Promoted Faster

Why do Some People get Promoted faster than Others? Do you see someone who graduated alongside you getting promoted while you feel stuck...

Mar 225 min read

Landlords: Another Reason Why The UK House Market Has Not Crashed Yet

Housing Market Resilience Over the years, the UK housing market has been characterised by soaring property prices, supply-demand...

Mar 14 min read

The Rich Get Richer: Another Reason Why The UK House Market Has Not Crashed Yet

The Rich are Getting Richer In the last post, we looked at 'The 18 Year Property Cycle' to explain why the UK housing market has not...

Feb 184 min read

The 18 Year Property Cycle: Why The UK Housing Market Has Not Crashed Yet

A Tale of Two Narratives In 2020, the COVID-19 pandemic plunged the world into uncharted territory, sparking a flurry of negative...

Dec 26, 20233 min read

Student Loan Overpayment: Could You Be Owed a Refund?

If you are a fan of MoneySavingExpert Martin Lewis, you will already have watched his ‘Big Briefing’ on student loan overpayments. If...

Dec 2, 20234 min read

National Insurance Cuts: Fiscal Drag Sucks!

In last week’s Autumn Statement, Chancellor Jeremy Hunt announced a cut to National Insurance contributions from 12% to 10%. But, what...

Nov 18, 20236 min read

The Grad Rags to Riches Simple Path to Health

In an earlier post entitled ‘Health, Wealth and Happiness’, we briefly looked at a number of simple steps to achieve positive outcomes in...

Nov 3, 20236 min read

Monopoly's Hidden History: Lessons in Wealth, Inequality, and Social Justice

Monopoly is one of the most popular board games in modern history, but behind the familiar game lies a fascinating relevance to land...

Aug 2, 20235 min read

Income Tax: The Truth Revealed!

Have you ever wondered how your gross income transforms into the take-home pay you receive every month? If you earn £30k gross, your...

Jul 22, 20236 min read

The hidden cost of inflation on your income and the truth about falling rates

UK Inflation 2023 On 4 January, Prime Minister Rishi Sunak set out his five priorities for 2023. The government's top priority is halving...

Jun 28, 20235 min read

The UK housing market: a comprehensive review of a potential crash

Is the UK housing market about to crash? Our fear-inducing national media is again headlining an imminent crash in the UK housing market...

Apr 11, 20235 min read

Why check your credit score?

What is a credit score? Your credit score indicates how reliable you are at borrowing and repaying money. When you apply for credit...

Mar 30, 20236 min read

How much do you need to earn in the UK?

What is rich? The question of how much money you need to earn and the concept of being rich is very subjective and depends on personal...

Feb 22, 20234 min read

Free finance books for Grad Rags to Riches

Financial education is still not taught in schools, even the basics like budgeting and debt management. You will not be alone in never...

Feb 10, 20235 min read

Pay mortgage off early or invest 2023

Discover the pros and cons of paying off a mortgage early vs investing. Make an informed decision with our guide. Can you save more money...

Feb 7, 20236 min read

Buying a home with parents help

The ultimate guide to buying a home with parents help. Learn all the tips and tricks for buying a home with parents help. The Office for...

Dec 20, 20224 min read

What are Chat GPT and DALL E2?

Rise of the robots. Artificial intelligence (AI) is a field of computer science and engineering focused on the creation of intelligent...

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