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In the words of Frank Sinatra: "It Was a Very Good Year" – Listen Here. 2022 Was Bad! 2022 marked one of the most challenging years for...

Return on Investment In terms of Total Return on Investment over the long term (capital gains + income), investing has provided higher...

Retire a Millionaire? It sounds like an impossible dream but it’s simpler than you think! You don't need a six-figure salary to crack...

Is the stock market headed for a crash? Let's look into the facts to understand the likelihood, and what it means for your investment...

Why Bad News Sells In the age of social media and 24/7 news cycles, media outlets compete fiercely for our attention. Sensationalist...

2022 Was Bad! 2022 was one of the worst years in the last 100 for financial markets: • It was the worst year ever for the Barclays...

Most investors have bonds in their portfolio to protect against stock market falls, but when stock markets fell last year, bonds fell...

Cash is King With savings accounts now offering 5% interest rates, why would anyone consider investing in stocks? Cash offers stability...

Index funds v managed funds Investment funds are generally actively managed or passive index trackers. In the former, a fund manager...

If you are invested in the stock market today, you will have had a rough ride, even investing in the stock market through low-cost...

Investing should be boring I love the one or two fund portfolio, a balance of global equity and bonds; simple, diversified, low-cost....

Optimising a pension and knowing which fund to choose can feel like alchemy, so most people don’t bother. But, the difference could be...

Investors are glad to see the back of 2022. War, supply shortages, inflation at its highest level for 40 years, interest rates rising...

It was Christmas day in the Forde home and the family were sitting at the dining table eating a glorious Christmas dinner. Turkey, ham,...

In the last post should I sell my stocks? we looked at whether you should get out of stocks and bonds now – if you already have a...

The one-word answer is……No, but let’s have a look at what’s been happening and why you shouldn’t sell now... Investing Returns YTD...

Asset Allocation & Portfolio Diversification Asset allocation involves dividing an investment portfolio among different assets such as...

A Buy and Hold Strategy is a passive investing strategy for long-term investing with minimal trading in the market. Buy and hold assets...

What is the Best Stock to Bond Ratio? Answer – There isn’t one. It depends on your ability to withstand risk and volatility! Risk and...

What are Vanguard ready made funds? In the post KISS Investing we were introduced to Vanguard Target Date Retirement funds and Vanguard...