Fred Harrison’s 18-Year Property Cycle Prediction 2026: Global Meltdown
In our September 2025 post, we discussed Fred Harrison’s theory that the 18-Year Property Cycle wasn't broken, but merely shrouded by global events. The Cycle had simply banked its gains early during the COVID-19 pandemic and was recalibrating for its finale. In his latest and perhaps most urgent briefing to date, Harrison’s 2026 forecast has refined the timeline. The message is clear: the window of opportunity is closing. We are moving from the Winner’s Curse phase into wha
16 hours ago4 min read
Investing Review 2025: The Boring Strategy Won Again
Boring Builds Wealth As we open our doors to 2026, the world looks very different to a year ago. However, for those following the Grad Rags to Riches philosophy, the message remains clear: wealth isn't built by reacting to the headlines of the day, but by buying the whole haystack – Boring Builds Wealth. Investing over the past few years has been a rollercoaster, from the challenges of 2022 to the strong rebounds in 2023 and 2024, each year brought unique lessons for invest
Jan 125 min read
Building Wealth by Buying the Whole Haystack
Investing often seems complex and risky, but it doesn’t have to be. This guide will help you cut through the jargon. You’ll learn about risk and how to build long-term wealth on your own. What is Index Fund Investing? (Buying the Whole Haystack) Index fund investing is a straightforward approach. Instead of picking individual companies, you buy the whole market at once—essentially buying the "whole haystack." Passive Management : An index fund is a passive investment. There’s
Dec 18, 20255 min read
Why You Must Invest: Understanding R > G and the K-Shaped Economy
The famous R > G formula shows that asset wealth grows faster than wages. Learn why you must invest now to escape the downward arm of the K-shaped economy and secure financial freedom
Nov 25, 20255 min read
